• >> Homeguard Plus Endorsement is now available to add additional protection to your home, contact your local independent agent for details.
  • >> Insure your Electronic Equipment with a $100 deductible, contact your local independent agent for details.
  • >> Flood Insurance is NOT included in your Homeowners Policy, contact your local independent Agent for proper coverage against flooding.

Welcome to Halstad Mutual Fire Insurance Company

Halstad Mutual Fire Insurance Company was established in 1890 in Halstad Township of Norman County, Minnesota. The company was started by local farmers who had pooled funds together to insure each other for fire only. In 1971, Halstad Mutual Fire became reinsured by Grinnell Mutual Reinsurance Company, which is an AM Best A rated company, to extend coverage for wind and liability as well. In 2009, Halstad Mutual as a result of the Township Mutual Modernization Act amended its bylaws to include all townships within the counties of Becker, Clay, Mahnomen, Marshall, Norman, Ottertail, Pennington, Polk, Red Lake and Wilkin, including all cities, villages or boroughs situated within the authorized territory. Halstad Mutual market includes Farmowners, Homeowners, Rural and City Dwellings and Mobile Homes.